As we were out running errands, my phone rang. Andrew took the call. A man announced he was from Publishers Clearing House and we had won a prize. There was some difficulty understanding each other, but eventually we ascertained that he wanted us to meet him at Walmart. I said , "No, thank you" He mumbled something that sounded slightly rude and the call (from Jamaica, btw) was ended. Sigh. Threw away our big chance at financial independence.